Lecturer at LUMSA University since 2017, working on credit risk and FinTech. His research covers PD and LGD modelling, survival analysis in the Basel framework, climate risk in IRB models, machine learning and FinTech. He combines academic work with over twenty years of consulting experience in banking and finance.
Education
Degree in Mathematical Economics. PhD in Banking & Finance (cum laude). Study periods at the University of Birmingham, University of Sussex, Georgetown University and Universidad de Alicante.
Teaching
LUMSA University, since 2017: Financial Risk Management, course compliant with the AIFIRM Syllabus.
University of Bologna, since 2011: FinTech (MSc, in English) and Economics of Financial Intermediaries.
POLIMI Graduate School of Management (Milan), since 2013: Credit Risk.
University of Florence, since 2022: Innovation in Banking and Financial Markets.
Previously: University of Milan, FinTech Industry (2020–2021); Bologna Business School, Financial Markets and Instruments (2022, 2023).
Visiting
Visiting Scholar at NYU Stern School of Business with Prof. Edward I. Altman (2019). Visiting Professor at IMT School for Advanced Studies Lucca (2016–2017, 2020–2022), Université Côte d’Azur, University of Barcelona, Amsterdam University of Applied Sciences (2023, 2025, 2026) and in Tirana.
Research
Articles in Economics Letters, Finance Research Letters, European Journal of Finance, Journal of Credit Risk and Risk Management Magazine. He has published the books FinTech: Rethinking Financial Intermediation (FrancoAngeli, 2026) and Statistica per le decisioni economiche e finanziarie (FrancoAngeli, 2026). Speaker at national and international conferences.
Professional experience
Partner and Head of Risk Advisory at MBS Consulting since 2020, where he founded the Risk Advisory practice. Previously Managing Director and head of the Credit Risk & Risk Governance practice at Accenture (2011–2020).
Qualifications
Chartered Accountant (Order of Chartered Accountants of Milan), Statutory Auditor and qualified Sustainability Auditor. State Examination in Statistics; CStat (Royal Statistical Society) and PStat (American Statistical Association). Registered Journalist.
Recognition and other activities
Named among the Top 100 FinTech leaders and influencers in Italy (2019). Member of the Scientific Committee of Assofintech.
Personal website: https://stefanobonini.eu